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Terms of use

Last updated 11 August 2026

These terms cover your use of this website. They are short because the site is simple: it explains what we do and lets you book a conversation.

What this site is

General information about our business. Nothing on this site is an offer to sell insurance, and nothing here is legal, tax or financial advice. Product availability, features, rates and eligibility vary by state, by carrier and by applicant, and any coverage is subject to the terms, conditions and exclusions of the policy actually issued.

Where we are licensed

Insurance products are offered through a licensed insurance producer, licensed in California and Nevada. We do not offer or sell insurance in states where we are not licensed.

If you are reading about working with us

Pages describing the opportunity to work with us describe an independent contractor arrangement, not employment. Compensation is commission-based. We make no representation, promise or guarantee about earnings. Any income figures shown are taken from the published income disclosure statement referenced on that page and reflect agents who received compensation; agents who received none are not included. Individual results depend on effort, skill, market conditions and factors outside anyone's control. Becoming licensed is required and is the responsibility of the individual.

Accuracy

We try to keep this site accurate and current, but we do not guarantee it is free of errors or omissions, and we may change it at any time without notice.

Links

Where we link to another website, we are not responsible for its content or its privacy practices.

Contact

Email jennifer@helpinghandsfinancialsolutions.com or call (858) 477-8005.